Today, most of the innovative tech-driven start-ups, SMEs and other public and private sector companies are struggling to access funds directly with the public investors.
DCI offers to its users (individuals or Institutions) various investment options:
Barriers to entry to perform an Initial Public Offering (IPO) are hard to overcome (e.g. Regulatory requirements, Costs etc). Businesses need an alternative route to raise public funds.
ICO (Initial Coin Offering) was the to-go alternative, but due to fraudsters and scammers, this practice has already been disregarded by investors.
Local market economy does not allow free movement of capital. Access to finance could promote economic development by fostering the survival and creation of new businesses
DCI Ecosystem will provide the Investment Seekers (e.g. Start-Ups, Small Medium Enterprises (SMEs)) with the necessary tools to raise funds directly from the investors; No middleman in-between the Investment Seekers and the investors! Everything is direct!
By leveraging the blockchain technology, DCI will allow businesses to tokenize securities to raise capital. Hence, all kinds of financial assets like bonds, equities, real estate, etc. can be easily managed and tokenized by businesses on the blockchain.
At DCI Ecosystem, we can assist investment seekers that seek funds for:
Real Estate Development Projects
Small-Medium Scale Enterprise Projects
Requests are assessed, ranked, rated and if all the check-list requirements are satisfied, the request is Tokenized.
Tokenization is an innovative idea that is revolutionizing the security market and can help businesses avoid problems related to conventional security offering. Traditional methods of raising capital present many operational challenges such as compliance with strict regulatory requirements, the reluctance of financial institutions to issue credit etc.In contrast, tokenizing the business owners in the form of equity shares on a blockchain offers a lot of flexibility, low-cost and more democratic way to evaluate the business. The evaluation is mainly dependent on market forces, rather than on a selected group of sponsors or angel investors. In addition, the blockchain infrastructure with smart contract functionality can support all required administration activities (e.g. dividend payment, M & A, share voting, etc.).
DCI Ecosystem will provide tokenization functionalities as an out-of-the-box feature but also with the use of third-party vendors. Those vendors will be fully integrated/embedded into the ecosystem for seamless user experience.
Businesses (e.g. start-ups or existing SMEs) will need to register on the DCI Ecosystem. The user interface will require the business to provide information pertinent to their business (e.g. company description, website, address, financial statements, etc.)
The business will complete the fund's request form. The form will require detailed information about the business, e.g. provision of financial reports. Once the request is submitted, a DCI Ecosystem dedicated team of accountants, financial analysts and legal/compliance consultants will access the request. In the future, some of the basic assessment work will be done by the A.I. to improve speed and increase automation.
Once the feasibility analysis is completed, the process will follow with formal security valuation. The token value, the return of investment and payment terms will be assessed by an external third-party service firm. A legal team will help translate those terms into the smart contract/security token.
The approved tokenized request will be offered to the investors via Security Token Offering (STO). The smart contract of the digital security tokens will ensure the fulfilment of legal/contractual requirements.
The digital tokens issued will be listed on DCI Exchange first to give its users a competitive advantage and later to other exchanges.